Terms and Conditions

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FastTrack Microfinance Ghana Ltd will confirm the details of the services to be performed for the client and the fees that will be charged in a letter and or verbally as and when necessary, which must be signed by or respond in the affirmative by the client and returned to Fast Track microfinance Ghana in the case of a letter, before commencement of any work. By signing the letter of engagement the client will also accept these general terms and conditions.

FastTrack Microfinance Ghana Ltd, is licensed by the bank of Ghana, and will conduct the necessary due diligence to confirm the identity of the client before commencement of any work. For long term assignments, the due diligence will be repeated at intervals the company deems fit. Fast Track microfinance Ghana Ltd, will keep copies of all documents relating to the client’s identity and contract on our computer hard drive and on an external back-up including hard copies for 6 years after completion of the work or termination of the agreement and will only destroy it after the sixth year. Fast Track microfinance Ghana Ltd, may be audited under Bank of Ghana regulations and, if so, will be required to make the due diligence records, including the documents relating to the client’s identity, available to the auditor.

FastTrack Microfinance Ghana Ltd,  will maintain the highest standards of professionalism, integrity, confidentiality and personal conduct and will not disclose any client information to any person or company (other than necessary government agencies as may be established by law) unless instructed to do so by the client.

In the unlikely event of any errors or omissions caused by FastTrack Microfinance Ghana Ltd, we will make the necessary revisions or corrections free of charge. If however, errors or omissions are made because the client has supplied incomplete or incorrect information, any necessary revisions or corrections will be charged appropriately.

The fee for any service and the monthly standing order rate will be laid out in the letter of engagement and or loan repayment agreement letter.

FastTrack Microfinance Ghana Ltd may review rates annually in line with Bank of Ghana regulations if applicable. We will notify all clients in writing or as explicit information on our website. Any price changes will be effective from the 1st of the preceding month until another change is indicated by the appropriate authority including the board of directors.

FastTrack Microfinance Ghana Ltd has the right to refuse any of its services at the board's discretion to any client. 
The client also has the right to cancel their service with no charge up to 24 hours prior to commencement, subject to conditions below.

In the event of termination of the agreement, for whatever reason, the client will be responsible for paying all fees due to Fast Track microfinance Ghana, including costs, expenses and disbursements incurred by FastTrack Microfinance Ghana Ltd, on behalf of the client up to and including any notice period and delays.

All notice periods are one month unless otherwise stated in the Engagement Letter.

Subject to the above, FastTrack Microfinance Ghana Ltd, will co-operate as far as practicable to ensure that any work in progress is transferred to the client.

The information contained on this website is for general information purposes and is subject to change as deemed fit by the bank. The information does not constitute legal and or professional advice to any specific or related circumstances.

The content of this website may be copied for personal or academic illustrations only and not for any profit venture purposes or related acts. By using this website you agree to be bound by and comply with the legal terms of use.

However If you do not agree with terms and conditions we advise that you stop using the site. In the event of the contrary Fast Track Ghana Ltd will apply fully its legal rights to seek redress and protect its intellectual property.

To the extent permitted by law, FastTrack Microfinance Ghana Ltd,  will not be liable for any indirect or consequential loss or damage whatever (including without limitation loss of business, opportunity, data, profits) arising out of or in connection with the use of the Website

You agree to indemnify and hold FastTrack Microfinance Ghana Ltd, and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against FastTrack Microfinance Ghana, arising out of any breach by you of these terms and conditions or other liabilities arising out of your use of this Website.

If any of these terms and conditions should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction in Ghana then such term or condition shall be removes and the remaining terms and conditions shall survive and remain in full force and effect and continue to be binding and enforceable.

The Governing Law of Ghana

These terms and conditions shall be governed by and interpreted in accordance with the law of Ghana and you hereby submit to the exclusive jurisdiction of any Ghanaian court.