Personal Loans

Do you want to buy a new or used car? Want to renovate your home?, pay your child’s school fees, pay rent advance, salary advance, whatever it is, we have a colourful solution to make it happen. "As we say; dream it, FastTrack can finance it". We provide hassle-free micro loans for salaried workers and anyone who qualifies. We provide:

  • Competitive fixed interest rates.
  • Flexible terms and micro loan options.
  • Prompt local decisions and services for loan repayment period.
  • Friendly, personal services — every time

Note: loans for cars either private or commercial will require the following actions:

  • Two guarantors
  • Documentation will be in the possession of and in the name of fast-track Ghana Ltd for the duration of the loan payment period.
  • Car loans require a 70/30% deal, which means the client should be able to raise 30% of the required amount.
  • The duration of payment of the loan will vary depending on the purpose for the vehicle.
  • A photographic ID with your signature on
  • A guaranteed source of income
  • A utility bill shwoing your name and address
  • Other checks may be carried out on the day of application

Loan Requirements and Documentation

  • The fundamental requirement of securing credit loans with us is your ability to prove that you have a viable business and/or the capacity to repay back the loan.
  • Two Passport size photographs
  • You should be able to provide a valid personal documentation and identity such as a valid passport, driver’s license or voters ID card.
  • The industry experience and other specifications will be on case to case bases.