Personal Loans

Do you want to buy a new or used car? Want to renovate your home?, pay your child’s school fees, pay rent advance, salary advance, whatever it is, we have a colourful solution to make it happen. "As we say; dream it, FastTrack can finance it". We provide hassle-free micro loans for salaried workers and anyone who qualifies. We provide:

• Competitive fixed interest rates.
• Flexible terms and micro loan options.
• Prompt local decisions and services for loan repayment period.
• Friendly, personal services — every time

Note: loans for cars either private or commercial will require the following actions:

• Two guarantors
• Documentation will be in the possession of and in the name of fast-track Ghana Ltd for the duration of the loan payment period.
• Car loans require a 70/30% deal, which means the client should be able to raise 30% of the required amount.
• The duration of payment of the loan will vary depending on the purpose for the vehicle.
• A photographic ID with your signature on
• A guaranteed source of income
• A utility bill shwoing your name and address
• Other checks may be carried out on the day of application

Loan Requirements and Documentation

• The fundamental requirement of securing credit loans with us is your ability to prove that you have a viable business and/or the capacity to repay back the loan.
• Two Passport size photographs
• You should be able to provide a valid personal documentation and identity such as a valid passport, driver’s license or voters ID card.
• The industry experience and other specifications will be on case to case bases.